Main classes

                       The main Classes of General Insurance

There are nine type of classes that cover under the General Insurance:

·        Marine Insurance

·        Fire Insurance

·        Motor Insurance

·        Miscellaneous Accident Insurance

·        Liability Insurance

·     Personal Accident Insurance

·        Fidelity Guarantee and Bond

·        Engineering Insurance

·        Aviation Insurance

   Only three  classes that cover under the General Insurance is very important

·        Fire Insurance

           Fire Insurance is mainly about insurance that cover under the damages that caused by fire. The basic cover insurance in this class is can be due to fire, lighting, explosion of gas used for illuminating and domestic purposes only.  The other type of insurance that cover under the Fire Insurance is Fire Policy, Houseowners’  Insurance, Householders’ Insurance and Consequential Loss Insurance.

·        Motor Insurance

                    Motor Insurance can be defined as Motor Tariff. There three type          of vehicle that cover under this Insurance .It is private cars, commercial vehicles and motorcycle. In this insurance there also will be main type of Motor Cover list :

·        Act only

·        Third Party

·        Third party, fire and theft and

·        Comprehensive

Personal Accident Insurance

                 This Insurance normally very helpful to the person or victim that have meet in accident due to the some reason. This insurance mainly provide under the policy are in respect of death, disablement and/or medical expenses arising from the injury. There also some exclusion that the policy does not cover under this Insurance. It is death, disablement or medical expenses caused by strike, suicide, disease and alcohol or drug. Moreover there are second exclusion also  it is death, disablement or medical expenses sustained by the insured such as travelling at aircraft, outdoor games and commit in any unlawful act.